Find the Financing Solution That Fits You and You Alone.
When traditional methods fall short, Vorfin is the direct lending partner you can rely on for tailored solutions that meet your unique transaction needs.
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Riverside, CA - Loan Amount: $450,000
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Stockbridge, MA - Loan Amount: $715,000
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Fontana, CA - Loan Amount: $325,000
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Culpeper, VA - Loan Amount: $276,000
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Culver City, CA - Loan Amount: $986,000
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Blacksburg, VA - Loan Amount: $130,000
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Stockbridge, MA - Loan Amount: $715,000
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Sheboygan, WI - Loan Amount: $127,000
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Culver City, CA - Loan Amount: $986,000
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San Antonio, Tx - Loan Amount: $212,000
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Fontana, CA - Loan Amount: $325,000
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Culpeper, VA - Loan Amount: $276,000
Loan to Value
Prepayment Penalty
Renovation Funding
Interest as Disbursed
Learn what to expect from a hard money or private lender in 2025, including key lending criteria, the approval process, and how to reverse-engineer your rehab budget using Loan-to-Value (LTV), Loan-to-Cost (LTC), and As-Is Value (AIV) to secure financing successfully.
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From renovations to large-scale upgrades, Vorfin has the solution for you. Take advantage of Vorfin's fix and flip loan to maximize your real estate investments.
No Origination Points (for qualified borrowers)
Up to 90% of Purchase Price (LTV)
Up to 90% of Project Cost (LTC)
Up to 75% of After Renovation Value (LTARV)
Up to 100% Renovation Cost
Non-Dutch (Interest as Disbursed)
No Prepayment Penalty
680+ FICO Score
Business Purpose (Non-Consumer)
Whether bridging the gap or taking down an acquisition, Vorfin has you covered. Leverage Vorfin's lightning bridge loan to conquer your next project.
No Origination Points (for qualified borrowers)
Refinance / Purchase
Up to 80% of Purchase Price (LTV)
Up to 100% Renovation Cost
Non-Dutch (Interest as Disbursed)
No Prepayment Penalty
650+ FICO Score
Business Purpose (Non-Consumer)
Whether starting a new project or expanding an existing one, Vorfin supports you every step of the way. Leverage Vorfin's construction loan to bring your vision to life.
Up to 85% Project Cost (LTC)
Up to 100% Construction Cost
650+ FICO Score
Business Purpose (Non-Consumer)
Flexible Terms
Focusing on income potential and cash flow, Vorfin's DSCR loans offer competitive rates, diverse loan options, and higher leverage to support your portfolio's growth and stability.
Purchase / Refinance
700+ FICO Score
Single Family / Multi-Family
Business Purpose (Non-Consumer)
30-Year Fixed Rate
When bank lending parameters are too tight, a property is deemed too risky, or the borrower's needs are too complex, this is where Vorfin steps in. We handle scenarios that banks won't touch. From bridge loans to funding renovation budgets, we can do it all. Click “Featured Deals Funded” button to check out the deals we have funded.
If you are new to private money lending, click “What is Private Money Lending?“ button to read our article explaining how private money lending works and how you can become a Vorfin partner. Learn how to get started in the real estate private lending industry today.
Being a direct/private money lender means we make decisions in-house. We can structure loans according to borrowers' needs, which banks often cannot accommodate. From bridge loans for property acquisition to loans with built-in renovation budgets or backyard ADU constructions. Click “Vorfin Loan Programs” button to see our loan programs.