Loan Products

Find the Financing Solution That Fits You and You Alone.

When traditional methods fall short, Vorfin is the direct lending partner you can rely on for tailored solutions that meet your unique transaction needs.

No Origination Points (for qualified borrowers)

No Prepayment Penalty

Non-Dutch Hold Back

100% Renovation Funding (up to)


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THE LENDER FOR INVESTORS
What Makes Vorfin an Investor-Friendly Lender

Origination Points

0% (for qualified borrower)

Prepayment Penalty

None

Renovation Funding

100% (up to)

Interest as Disbursed

Non-Dutch


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LOAN PRODUCTS
Vorfin Offers Four Main Types of Loan Products with Great Flexibility, Empowering Real Estate Investors to Achieve Remarkable Success in Any Project Type.


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VORFIN FIX-AND-FLIP LOAN GUIDE
An In-Depth Investor's Guide on Fix-And-Flip Loans

Gain a foundational understanding of the behind-the-scenes aspects of a fix and flip loan, including the benefits, risks, and the correct way to leverage this type of financing in Real Estate.

Sign up with your phone number and email, and select the 'Sign up for news and updates' button. An email with the download link will be sent to the email address you provided.


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FIX-AND-FLIP LOAN
Short-term Financing for Your Fix-and-Flip Projects

From renovations to large-scale upgrades, Vorfin has the solution for you. Take advantage of Vorfin's fix and flip loan to maximize your real estate investments.

  • No Origination Points (for qualified borrowers)

  • Loan Amount: $75K to $20MM

  • Up to 95% of Purchase Price (LTC)

  • Up to 75% of After Renovation Value (LTARV)

  • Up to 100% Renovation Cost

  • Non-Dutch (Interest as Disbursed)

  • No Prepayment Penalty

  • 680+ FICO Score

  • Business Purpose (Non-Consumer)


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BRIDGE LOAN
Bridge the Gap with Fast Short-Term Financing

Whether bridging the gap or taking down an acquisition, Vorfin has you covered. Leverage Vorfin's lightning bridge loan to conquer your next project.

  • No Origination Points (for qualified borrowers)

  • Loan Amount: $75K to $20MM

  • Refinance / Purchase

  • Up to 95% of Purchase Price (LTC)

  • Up to 75% of After Renovation Value (LTARV)

  • Up to 100% Renovation Cost

  • Non-Dutch (Interest as Disbursed)

  • No Prepayment Penalty

  • 650+ FICO Score

  • Business Purpose (Non-Consumer)


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CONSTRUCTION LOAN
Build Your Vision with Flexible Construction Financing.

Whether starting a new project or expanding an existing one, Vorfin supports you every step of the way. Leverage Vorfin's construction loan to bring your vision to life.

  • Up to 80% Project Cost (LTC)

  • Up to 100% Construction Cost

  • 650+ FICO Score

  • Business Purpose (Non-Consumer)

  • Flexible Terms


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DSCR LOAN
Cultivate Long-Term Prosperity with Strategic Financing.

Focusing on income potential and cash flow, Vorfin's DSCR loans offer competitive rates, diverse loan options, and higher leverage to support your portfolio's growth and stability.

  • Purchase / Refinance

  • 700+ FICO Score

  • Single Family / Multi-Family

  • Business Purpose (Non-Consumer)

  • 30-Year Fixed Rate


Why We Specialize in Private Money?

When bank lending parameters are too tight, a property is deemed too risky, or the borrower's needs are too complex, this is where Vorfin steps in. We handle scenarios that banks won't touch. From bridge loans to funding renovation budgets, we can do it all. Click “Featured Deals Funded” button to check out the deals we have funded.


Are You New To Private Lending?

If you are new to private money lending, click “What is Private Money Lending?“ button to read our article explaining how private money lending works and how you can become a Vorfin partner. Learn how to get started in the real estate private lending industry today.


Types of Loans Vorfin Can Do?

Being a direct/private money lender means we make decisions in-house. We can structure loans according to borrowers' needs, which banks often cannot accommodate. From bridge loans for property acquisition to loans with built-in renovation budgets or backyard ADU constructions. Click “Vorfin Loan Programs” button to see our loan programs.